Equipment Loans
What We Do
Keeping up on your equipment can make all the difference in agriculture, whether you raise cattle or grow potatoes. Our equipment loans are built to meet your needs and help you keep things running smoothly.
Our farm equipment loans can be used for variety of machinery and equipment for just about any agricultural operation including:
- Tractors
- Combines
- Hay and Forage Equipment
- Potato or Beets Equipment
- Irrigation Equipment
- Feed Wagons
- Manure Spreaders
- Sod Cutters
- Palletizers
- Semi-Trucks and Trailers
- And more…
For more info about loans, call the Idaho AgCredit branch nearest to you and talk to a loan officer or use the Loan Inquiry button below. All decisions are made locally.
What We Need From You
- Purchase and sale agreement
- Tax history
- Balance sheet information
- Income projection and crop information
- File upload here
Options
Terms are available from 1 to 7 years. Payment plans can be annual, semi-annual, quarterly or monthly depending on what works best for your operation.
Young, Beginning & Small Farmers
Idaho AgCredit has programs for Young, Beginning, and Small farmers (YBS) that will help them accomplish their farming or ranching goals. It is part of our mission to provide sound credit to enable Young, Beginning, and Small farmers to begin, grow, or remain in agricultural production and to facilitate the transfer of agricultural operations from one generation to the next. We are a Preferred Lender with the Farm Service Agency (FSA). Our experience and knowledge of the FSA programs is just one of the many ways we provide operating, equipment, livestock, and real estate loans to YBS producers.
We encourage inquiries for loans from all agricultural producers, including market segments that may be overlooked by other lenders, such as loans to youth or individuals who are just getting started in farming or ranching and individuals who are farming or ranching in “new markets” such as specialty crops, farm to table, or farmer’s markets.
Am I Eligible?
Farmers and ranchers who have one or more of the following criteria may quality for our YBS loan program:
- YOUNG: age 35 or younger
- BEGINNING: 10 or less years experience in farming / ranching
- SMALL: Under $350,000 annual grow income from farming operations
